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LOANS & SAvings
|up to 59 months||6.25% to 17.75% APR*|
|60 months||6.75% to 17.75% APR*|
|72 months (min $25,000)||7.25% to 17.75% APR*|
|84 months (min $30,000)||7.50% to 5.00% APR*|
|Recreational Vehicle||9.25% to 17.75% APR*|
*Amount financed percentages shown above, plus tax, title, license, GAP, and extended warranty is available to all qualified borrowers and is based on MSRP of new autos or NADA retail value for used autos model 2022, 2021 and 2020. For model years prior to 2020, call the credit union for latest rates. Subject to change without notice.
SHARE ACCOUNT dividends
|Balance to earn||DIVIDEND RATE|
|$100 - $499.99||0.10/0.10% APY* |
*Same rates apply for Secondary Share Account Dividends.
Term Share Accounts
(Certificate of Deposits)
||3.25/3.290% APY* |
|36 months||3.50/3.546% APY*|
$1,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.
JUMBO Term Share Accounts
||4.25/4.318% APY* |
$100,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.
||3.75/3.803% APY* |
$50,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.
|Loan Type||INTEREST RATE|
|Signature Loan||9.75% to 17.75% APR*|
|Share Secured Loan||4.0% APR*|
|Line of Credit ($300-$5,000)||14% to 17.5% APR*|
|Credit Builder||10.0% APR*|
*Up to $5,000 for 24 months; over $5,000-$10,000 for 36 months; over $10,000-$20,000 for 60 months.
Visa credit card
|Visa Card Type||INTEREST RATE|
|Secured Visa|| 12.0% APR*|
|Money Market ($1,000 minimum)||0.35/0.35% APY*|
|Christmas Club||0.25% APY*|
|Reward Checking (65+, no fees, >$500)||0.0% APY*|
|Reward Plus Checking (65+, no fees, >$2,000)||0.0% APY*|
*Reward Checking and Reward Plus Checking will receive one free box of checks per year.
*Loan application fee is $35.
*APR stands for Annual Percentage Rate. All rates subject to change without notice.
*APY stands for Annual Percentage Yield. In order to obtain the disclosed APY, you must maintain the minimum required balance in your account each day for this account.
*Rates as of 2/26/2021 and are subject to change.