What does Family 1st of Texas Federal Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Family 1st of Texas Federal Credit Union chooses to share; and whether you can limit this sharing.
|Reasons||Does Family 1st of Texas Federal Credit Union share?||Can you limit this sharing?|
our everyday business purposes such as to process your transactions,
maintain your account(s), respond to court orders and legal
investigations, or to report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||No||We don't share|
|For our affiliates’ everyday business purposes – information about your creditworthiness||No||We don't share |
|For our affiliates to market to you||No||We don't share |
|For non-affiliates to market to you||No||We don't share |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to only limit:
State law and individual companies may give you additional rights to limit sharing.
Affiliates - Companies related by common ownership or control. They can be financial and non-financial companies.
Non-affiliates - Companies not related by common ownership or control. They can be financial and non=financial companies. Non-affiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mail-houses, consumer reporting agencies, data processors, and check/share draft printers.
Joint Marketing - A formal agreement between non-affiliated companies that together market financial products or services to you. Our joint marketing agreement partners include CUNA Mutual Group's MEMBERCONNECT.