Family 1st of Texas Credit Union
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BROWSE OUR LOANS 
  • New and Used Auto Loans
  • RV, Boat, and Motorcycle
  • Business Loans
  • Mortgage
  • Visa Gold
  • CD Secured
  • Savings (Share) Secured
  • Consumer Loans
  • CREDIT BUILDER PROGRAM
  • lINE OF CREDIT
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nEW OR USED AUTO LOANS
Looking to buy a car? Our Auto Loans are designed to put you in the driver's seat, offering competitive and exclusive services available to our members. Only loans from outside lenders are eligible for refinance. Other restrictions may apply. 

Rates and terms:

Rates as low as 6.25% APR

Terms up to 84 months for select model

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Motorcycle Boat RV Loan Icon


RV, Boat, and motorcycle
In addition to great rates on new and used Auto Loans, we offer financing options for your RV, boat, or motorcycle.

Fees and terms:

Rates as low as 9.25% APR


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business loans 
If you own your own business and are looking to expand, explore our great rates to help you finance..

Rates and terms are unique to each individual borrower. For more information please contact a loan officer.

Types of LOans:

  • Equipment
  • LOC
  • Real Estate

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Mortgage Loan Icon

Mortgage 
Whether you are looking to buy a home or refinance your current mortgage, our competitive rates can turn your dream of owning a home into a reality. 

We offer fixed- and adjustable-rate mortgages with terms up to 30 years. 

Types of Loans:

  • Conventional
  • FHA
  • VA
  • Jumbo
  • First Time Home Buyer
  • Investment Property 
  • And More! 

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Visa Gold Icon

Visa gold 
Apply for a Visa Gold card and take advantage of affordable interest rates and exclusive benefits, such as worldwide use, travel services, and stolen/lost card protection. Visit our branch to pick up an application, or apply online through Online Banking.

TERMS AND FEES:

  • No annual fee. 
  • No balance transfer or cash advance fees
  • 10 day grace period.

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CD Loan Icon

CD Secured 
Members who have already established a Certificate of Deposit (CD) Savings Account can also apply for a CD Secured Loan. This will allow your savings account to be used as collateral in determining how much money you are eligible to borrow. For more information and to apply, call us to schedule an appointment with a loan officer.

TERMS AND FEES:

Must already have a Certificate of Deposit Savings account with Family 1st of Texas FCU.


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Saving Secured Loan Icon

Savings (Share) Secured 
Members who have already established a Certificate of Deposit (CD) Savings Account can also apply for a CD Secured Loan. This will allow your savings account to be used as collateral in determining how much money you are eligible to borrow. For more information and to apply, call us to schedule an appointment with a loan officer.

TERMS AND FEES:

Offer excludes IRA Accounts as collateral.


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Consumer (SIgnature) loans 
Apply for a Consumer Loan for pre-determined fixed terms and manageable payment options. Set up direct deposit or payroll deductions to never worry about missing a payment. For more information and to apply, call us to schedule an appointment with a loan officer.

TERMS AND FEES:

Terms available up to 60 months for qualified borrowers. 


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Credit Builder Loan Icon

Credit builder program 
Start improving your credit score in as little as six months with our Credit Builder Program. For more information, call us to schedule an appointment with a loan officer.

TERMS AND FEES:

  • Borrow up to $ 1,000
  • Terms up to 6 months


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Line of Credit Loan Icon


Line of credit 
Get access to quick cash and avoid traps of payday loans by establishing a line of credit. 

TERMS AND FEES:

Offer subject to credit approval.


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CONNECT WITH US

Call Us! 817-847-8992
Email Us! postmaster@family1stfcu.org

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Routing number:
311981902
Equal Housing Lender   NCUA