Exciting News: Texas Trust and Family 1st of Texas Federal Credit Union Are Uniting!
We're thrilled to announce that on January 15, 2025, Family 1st of Texas FCU members officially approved the merger with Texas Trust Credit Union. This union represents a significant milestone in our commitment to Building Brighter Financial Futures for all our members! For more information visit texastrustcu.org/family1st
We're thrilled to announce that on January 15, 2025, Family 1st of Texas FCU members officially approved the merger with Texas Trust Credit Union. This union represents a significant milestone in our commitment to Building Brighter Financial Futures for all our members! For more information visit texastrustcu.org/family1st
Virtual Branch
Loan Payments
SCHEDULE OF FEES
FEES
SHARE ACCOUNT FEES
| Share Account Excessive Withdrawel (after 3 per month) | $5.00/Withdrawel |
| Minimum Balance Fee | $5.00 |
| Christmas Club Excessive Withdrawal (after 1 transfer or withdrawal) | $15.00/Transfer or Withdrawal |
| Account Closure (closed within 6 months of opening date) | $25.00 |
| Third Party Teller Check | $5.00 |
SHARE DRAFT ACCOUNT FEES
| Non-Sufficient Funds | $35.00/item |
| ACH Late Return | $35.00 |
| Stop Payment | $35.00/Request |
| Draft Fee | $35.00 |
| Share Draft Photocopy (1 free copy per month) | $5.00/Copy |
| Overdraft Transfer | $3.00 |
| Money Market Excessive Withdrawal (after 3 per month) | $10.00/Withdrawal |
ELECTRONIC FUNDS TRANSFER FEES
| Nonproprietary ATM Withdrawal/Transfer | $1.50 |
| Account Inquiry | $1.50 |
| Debit Card Replacement | $7.50 |
| Debit Card PIN Replacement | $7.50 |
| Money Order | $2.00/Each |
| Credit Card Payment by Phone | $10.00/Each |
| Loan Payment by Phone | $10.00/Each |
OTHER SERVICE FEES
| Courtesy Pay | $35.00 |
| Account Reconciliation | $20.00/Hour |
| Account Research | $10.00/Hour |
| Statement Copy | $2.00/Copy |
| Wire Transfer (Outgoing) | $20.00/Transfer |
| Wire Transfer (Incoming) | $10.00/Transfer |
| Western Union Wire | $15.00/Transfer |
| Returned Item | $35.00 |
| Letter of Collateral Across Border | $20.00 |
| IRS Levies, Subpoenas, and Other Court Mandated Information | $50.00 |
| Lost Title Processing | $10.00 |
| Online Banking Password Reset | $5.00 |
| Bad Address | $5.00/Returned Item |
| Dormant Account (if inactive 1 year) | $10.00/Quarter |
| VISA Gift Card | $4.95/$5.95 |
| Paper Statement | $3.50/Month or Quarter |
| Check Cashing (waived for memners with $100.00 minimum balance and checking account holders) | 1.00% of Check |
817-847-8992
postmaster@family1stfcu.org