CHRISTMAS HOLIDAY CLOSING
Christmas Eve: Tuesday, December 24th closing at noon
Christmas Day: Wednesday, December 25th Closed
FEES
SHARE ACCOUNT FEES
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Share Account Excessive Withdrawel (after 3 per month)
| $5.00/Withdrawel
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Minimum Balance Fee
| $5.00
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Christmas Club Excessive Withdrawal (after 1 transfer or withdrawal)
| $15.00/Transfer or Withdrawal
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Account Closure (closed within 6 months of opening date)
| $25.00
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Third Party Teller Check
| $5.00
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SHARE DRAFT ACCOUNT FEES
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Non-Sufficient Funds
| $35.00/item
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ACH Late Return
| $35.00
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Stop Payment
| $35.00/Request
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Draft Fee
| $35.00
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Share Draft Photocopy (1 free copy per month)
| $5.00/Copy
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Overdraft Transfer
| $3.00
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Money Market Excessive Withdrawal (after 3 per month)
| $10.00/Withdrawal
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ELECTRONIC FUNDS TRANSFER FEES
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Nonproprietary ATM Withdrawal/Transfer
| $1.50
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Account Inquiry
| $1.50
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Debit Card Replacement
| $7.50
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Debit Card PIN Replacement
| $7.50
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Money Order
| $2.00/Each
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Credit Card Payment by Phone
| $10.00/Each
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Loan Payment by Phone
| $10.00/Each
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OTHER SERVICE FEES
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Courtesy Pay
| $35.00
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Account Reconciliation
| $20.00/Hour
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Account Research
| $10.00/Hour
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Statement Copy
| $2.00/Copy
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Wire Transfer (Outgoing)
| $20.00/Transfer
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Wire Transfer (Incoming)
| $10.00/Transfer
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Western Union Wire
| $15.00/Transfer
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Returned Item
| $35.00
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Letter of Collateral Across Border
| $20.00
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IRS Levies, Subpoenas, and Other Court Mandated Information
| $50.00
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Lost Title Processing
| $10.00
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Online Banking Password Reset
| $5.00
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Bad Address
| $5.00/Returned Item
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Dormant Account (if inactive 1 year)
| $10.00/Quarter
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VISA Gift Card
| $4.95/$5.95
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Paper Statement
| $3.50/Month or Quarter
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Check Cashing (waived for memners with $100.00 minimum balance and checking account holders)
| 1.00% of Check
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