LOANS & SAvings
AUTO LOANS
TERM
| INTEREST RATE |
24 months
| 2.99% to 17.75% APR*
|
36 months
| 2.99% to 17.75% APR*
|
48 months
| 3.75% to 17.75% APR*
|
60 months
| 3.75% to 17.75% APR*
|
72 months (min $15,000)
| 3.75% to 17.75% APR*
|
84 months (min $25,000)
| 4.75% to 5.00% APR*
|
Recreational Vehicle
| 7.25% to 17.75% APR*
|
*Amount financed percentages shown above, plus tax, title, license, GAP, and extended warranty is available to all qualified borrowers and is based on MSRP of new autos or NADA retail value for used autos model 2021, 2020 and 2019. For model years prior to 2019, call the credit union for latest rates. Subject to change without notice.
SHARE ACCOUNT dividends
Balance to earn
| DIVIDEND RATE
|
$100 - $499.99
| 0.10/0.10% APY*
|
$500.00+
| 0.20/0.20% APY*
|
*Same rates apply for Secondary Share Account Dividends.
Term Share Accounts
(Certificate of Deposits)
PERIOD
| DIVIDEND RATE
|
12 months
| 3.00/3.034% APY*
|
24 months
| 3.25/3.290% APY*
|
36 months
| 3.50/3.546% APY*
|
$1,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.
Term Share Accounts II
PERIOD
| DIVIDEND RATE
|
12 months
| 3.50/3.546% APY*
|
24 months
| 3.75/3.803% APY*
|
36 months
| 4.00/4.060% APY*
|
$50,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.
JUMBO Term Share Accounts
PERIOD
| DIVIDEND RATE
|
12 months
| 4.00/4.060% APY*
|
24 months
| 4.25/4.318% APY*
|
36 months
| 4.50/4.577% APY*
|
$150,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.