Family 1st will be closed on Wednesday, June 19th in observance of the Juneteenth holiday.
Family1st has a summer auto offer that takes the heat out of purchasing a new vehicle.
Rates starting at 5.5% APR
Call or stop by for details.
BROWSE OUR RATES

LOANS & SAvings 

AUTO LOANS

TERM
INTEREST RATE
up to 66 months
5.50% to 17.75% APR*
72 months (min $25,000)
6.25% to 17.75% APR*
84 months (min $30,000)
6.50% to 10.00% APR*


Recreational Vehicle
9.25% to 17.75% APR*

*Amount financed percentages shown above, plus tax, title, license, GAP, and extended warranty is available to all qualified borrowers and is based on MSRP of new autos or NADA retail value for used autos model 2022, 2021 and 2020. For model years prior to 2020, call the credit union for latest rates. Subject to change without notice.


SHARE ACCOUNT dividends

Balance to earn
DIVIDEND RATE
$100 - $499.99
0.10/0.10% APY*
$500.00+
0.20/0.20% APY*

*Same rates apply for Secondary Share Account Dividends.



Term Share Accounts
(Certificate of Deposits)

PERIOD
DIVIDEND RATE
12 months
3.00/3.034% APY*
24 months
3.25/3.290% APY*
36 months
3.50/3.546% APY*

$1,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.

JUMBO Term Share Accounts

PERIOD
DIVIDEND RATE
12 months
4.00/4.060% APY*
24 months
4.25/4.318% APY*
36 months
4.50/4.577% APY*

$100,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.

Term Share
Accounts II

PERIOD
DIVIDEND RATE
12 months 3.50/3.546% APY*
24 months 3.75/3.803% APY*
36 months 4.00/4.060% APY*

$50,000 minimum. Term Share rate loan is 3.0% above current Term Share rate. Early withdraw penalties may apply for Term Share Accounts.























Signature loans

Loan Type
INTEREST RATE
Signature Loan
10.75% to 17.75% APR*
Share Secured Loan4.00% APR*
Line of Credit ($300-$5,000)14.00%  APR*
Credit Builder
10.00% APR*

*Up to $5,000 for 24 months; over $5,000-$10,000 for 36 months; over $10,000-$20,000 for 60 months. 

Visa credit card

Visa Card TypeINTEREST RATE
Gold
7.90% APR*
Secured Visa
 12.0% APR*

Other accounts

PERIOD
INTEREST RATE
Money Market ($1,000 minimum)0.35/0.35%  APY*
High-Yield Money Market ($50,000 minimum) 3.00% APY*
Christmas Club
2.50%  APY*
Saver's Club2.50% APY*
Reward Checking (65+, no fees, >$500)0.0% APY*
Reward Plus Checking (65+, no fees, >$2,000)0.0% APY*

*Reward Checking and Reward Plus Checking will receive one free box of checks per year. 

*Loan application fee is $35.
*APR stands for Annual Percentage Rate. All rates subject to change without notice. 
*APY stands for Annual Percentage Yield. In order to obtain the disclosed APY, you must maintain the minimum required balance in your account each day for this account. 
*Rates as of 5/31/2024 and are subject to change.