1. 9-Month Certificate: Earn an impressive 5.09% APY* on your investment! With a minimum balance of just $1,000, you can secure a guaranteed return while enjoying the flexibility of a shorter term.2. 15-Month Certificate: Take advantage of an outstanding 5.15% APY and watch your savings grow! With a minimum balance requirement of only $1,000, this option offers a balance between a competitive rate and a slightly longer term.