Virtual Branch
Loan Payments
SCHEDULE OF FEES
FEES
SHARE ACCOUNT FEES
| Share Account Excessive Withdrawel (after 3 per month) | $5.00/Withdrawel |
| Minimum Balance Fee | $5.00 |
| Christmas Club Excessive Withdrawal (after 1 transfer or withdrawal) | $15.00/Transfer or Withdrawal |
| Account Closure (closed within 6 months of opening date) | $25.00 |
| Third Party Teller Check | $5.00 |
SHARE DRAFT ACCOUNT FEES
| Non-Sufficient Funds | $35.00/item |
| ACH Late Return | $35.00 |
| Stop Payment | $35.00/Request |
| Draft Fee | $35.00 |
| Share Draft Photocopy (1 free copy per month) | $5.00/Copy |
| Overdraft Transfer | $3.00 |
| Money Market Excessive Withdrawal (after 3 per month) | $10.00/Withdrawal |
ELECTRONIC FUNDS TRANSFER FEES
| Nonproprietary ATM Withdrawal/Transfer | $1.50 |
| Account Inquiry | $1.50 |
| Debit Card Replacement | $7.50 |
| Debit Card PIN Replacement | $7.50 |
| Money Order | $2.00/Each |
| Credit Card Payment by Phone | $10.00/Each |
| Loan Payment by Phone | $10.00/Each |
OTHER SERVICE FEES
| Courtesy Pay | $35.00 |
| Account Reconciliation | $20.00/Hour |
| Account Research | $10.00/Hour |
| Statement Copy | $2.00/Copy |
| Wire Transfer (Outgoing) | $20.00/Transfer |
| Wire Transfer (Incoming) | $10.00/Transfer |
| Western Union Wire | $15.00/Transfer |
| Returned Item | $35.00 |
| Letter of Collateral Across Border | $20.00 |
| IRS Levies, Subpoenas, and Other Court Mandated Information | $50.00 |
| Lost Title Processing | $10.00 |
| Online Banking Password Reset | $5.00 |
| Bad Address | $5.00/Returned Item |
| Dormant Account (if inactive 1 year) | $10.00/Quarter |
| VISA Gift Card | $4.95/$5.95 |
| Paper Statement | $3.50/Month or Quarter |
| Check Cashing (waived for memners with $100.00 minimum balance and checking account holders) | 1.00% of Check |
817-847-8992
postmaster@family1stfcu.org